Charlotte First Time Home Buyers

The Pride of Home Ownership

The intense emotion associated with buying a home is still one of life's greatest enjoyments but it's difficult to know exactly what to expect when that purchase is made for the first time. The learning curve can be steep, but most of the issues can be resolved by doing a little financial homework at the outset.

For many people a home purchase is the single largest expenditure they will ever make in their life.

3 items to consider when buying for the first time:

Check your credit - The credit score of the buyer may be the most important factor when it comes to qualifying for a loan these days.

How much mortgage do you qualify for? Before you begin searching for your dream home, enhance your buying power by getting pre-approved or pre-qualified. Email Carter Group Realtors or contact Carter Group Online for our list of reputable local lenders.

How much home can you actually afford? Sometimes a bank will give you a loan for more house than you really want to pay for. With our years of experience, training and financial background, our firm is powered with the knowledge to look at the house's total cost, not just the monthly payment. We empower you with the knowledge of how high the property taxes are in your chosen neighborhood, how much insurance will cost, how much you anticipate spending to maintain or improve the house, and how much your closing costs will be.

Still need more help? Our experienced realtors have been entrusted by 100′s of clients in the Charlotte metro market to guide them in their home buying and selling decisions. View our Charlotte and Cabarrus market reports for up-to-date understanding of each neighborhood.

We are Charlotte & Cabarrus residential real estate 5 star realtors and neighborhood experts. Carter Group Realtors is the best place for your local home buying and home selling needs.

> Contact us when you start planning your home purchase. Working with your realtor from the beginning will determine the most financially friendly way to achieve your home ownership dreams.

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